The State of Ohio takes automobile insurance very seriously. In fact, when a person applies for registration for a vehicle and when they renew it they have to sign a document that claims that they will always have insurance coverage on the vehicle. For people who take out coverage and then cancel it after getting registration, they are not only breaking the law but they will be facing stiff penalties if they get caught.
It’s much better to find and maintain affordable automobile insurance. For some people this can seem near impossible if they’ve already had a number of speeding tickets or been the cause of a serious accident, however there are things they can do to help them find the best rates.
It’s often surprising how much rates can vary from one insurance company to another. Many people mistakenly believe that if they’ve been with one automobile insurance company for sometime that they are enjoying the best rates possible. This isn’t always the case and often times there is another company offering a reduced rate. That is one of the reasons every person who drives is strongly encouraged to go shopping for automobile insurance each time their current insurance coverage is up for renewal.
If you do want to stick with your current automobile insurance company ask about a renewal discount. Some companies do offer a reduced rate to those who renew their existing policy. You can also inquire about any discounts that may be available to customers that take out policies for more than one type of insurance. If you can move your health or life insurance over to the automobile insurance company and enjoy a discounted rate on every type of coverage you purchase this is a great idea and one worth investigating.